My Financial And Personal Goals For 2026

As I'm writing this blog post, it's Friday, January 9th. The calendar year 2026 is already well under way. We're in a nice warming trend right now here in Central Wisconsin, with the high temperature set to reach 36 degrees Fahrenheit later today. Needless to say, I will be getting outside a bit today.

With that weather update aside, I'll be briefly outlining my goals for 2026. Without further ado, let's get into it!

My Financial Goals For 2026

1. Generate At Least 25% Growth In Net Dividends Collected

As I indicated in last week's Review of 2025 Goals blog post, I collected $5,982.13 in net dividends in 2025. This was up 25.1% over what was received in 2024. I'm going to be running back this goal for 2026.

Granted, it will require higher fresh capital contributions on my end to replicate this year as my capital base and passive income base continues to grow larger. The good news is that I'm cautiously optimistic that my income will be moderately higher in 2026 as well. Even with somewhat higher expenses than 2025, this should help me to grow my net dividends collected by over 15% from capital contributions. The remaining 10% can realistically come from dividend raises and reinvestment.

In my view, this strikes the balance between being an ambitious yet achievable goal.

2. Grow Net Annual Forward Dividends By 25%

Accordingly, I'm also aiming to grow my net annual forward dividends by 25% or more from my base of $6,740 heading into the year. This means I need to end calendar year 2026 with at least $8,430 in net annual forward dividends to go into 2027. Such a goal won't be easy to accomplish but it should be doable.

Personal Goals For 2026

1. Bike 30 To 40 Miles A Week

I'm pleased with my stationary biking routine as it is right now. Thus, I hope to stick with it for the duration of 2026, just as I did throughout most of 2025. This is a goal that will required sustained and consistent effort (three to four days a week of exercise), but it's something I'm confident that I can achieve.

2. Lift Weights Four Times A Week

I will be standing by my goal to lift weights four times a week in calendar year 2026 as well. For me, this is a nice mix of maintaining/building muscle and still manageable enough for me to accomplish my financial and professional goals.

3. Publish A Blog Post Each Week

Once again, I'm going to be running back my goal to publish one blog post a week. Just as I have done for more than seven years, by God's grace, I believe I can keep the momentum going on this front in 2026.

Concluding Thoughts:

That's it for today. My goals are in place for the year. Now, it's just a matter of putting in the work, achieving them, and having fun along the way!

Discussion:

What are your goals for 2026?

Do you believe any of your goals will be harder to attain than others?

I appreciate your readership and look forward to your comments below!